Welcome to Ocean Financial Associates, LLC

As your local source for insurance services and solutions, Ocean Financial Associates, LLC takes pride in offering personalized and responsive support to customers throughout New Jersey, and other licensed areas.

At Ocean Financial Associates, LLC, the ultimate goal is to create lasting relationships with each and every client so we may continue providing excellent service for many years to come. Our experienced agents can outfit you with tailored solutions for your auto, home, business, health, and life insurance, including Medicare coverages. 

Our team is committed to providing clients with the highest quality insurance plans combined with some of the lowest rates available in all of New Jersey, and other licensed areas.

Individual Health

Whether you are looking to reduce copays for office visits or make a switch from an HMO to a PPO, we can help you find the policy that meets your every need.

Group Health

A quality group health insurance plan can offer significant savings for both employees and employers. Our experts will evaluate your needs and find a plan that suits your business.

Life Insurance

Life Insurance is extremely important to you and your family’s well being. Get accurate quotes from EXPERT agents that will make sure you have the right coverage.

Our clients are the foundation of our success

We are dedicated to providing exceptional service and building lasting relationships with our clients, as they are the cornerstone of our achievements.

  • I’ve had the pleasure of getting to know Dawn through the Greater Toms River Chamber of Commerce, and she has been an incredible resource. She has generously shared her knowledge,... read more

    Tammy Stevenson Avatar Tammy Stevenson
    August 6, 2026

    I have had the pleasure of working with Dawn Marsala and she has been a God send directing me and my family with our needs. I highly recommend her.

    Suzanne D Avatar Suzanne D
    August 5, 2026

    Michael Bajada was very knowledgeable in every aspect of Medicare plans that are available. He helped me with the grueling task of choosing what plan works for my particular... read more

    Lynn Robertson Avatar Lynn Robertson
    July 7, 2026

    I cannot say enough good things about Mike Bajada. My husband and I were completely overwhelmed trying to understand all of the Medicare Advantage plans, Medigap plans and prescription drug... read more

    Teresa Fanty Avatar Teresa Fanty
    May 20, 2026
  • Thank you Dawn Marsala for all the information on the Clover Giveback. We appreciate that you took the time to explain the differences in the plan so we could make... read more

    Ruth Cosma Avatar Ruth Cosma
    May 8, 2026

    Michael Bajada was totally amazing with me. Very patient. Very kind! Thank you so much! You have a winner there!

    Ann Breen Avatar Ann Breen
    April 20, 2026

    I called to get other options for my moms Medicare supplement ins. as it was getting so expensive. I spoke with Mike Bajada , and explained I needed the... read more

    Sue Reissner Avatar Sue Reissner
    April 11, 2026

    Michael is a great agent,very honest and considerate,thank God for real good agent

    Reenie Dalley Avatar Reenie Dalley
    March 31, 2026
  • Dawn was totally amazing! She showed me all price comparisons and got me the BEST medicare and RX plan available. She also follows up every year to see if there... read more

    Tina Avatar Tina
    March 24, 2026

    We had a great experience working with Ocean Financial Associates. Mike wrote two life insurance policies for my fiancé and me. He explained everything clearly and answered all of our... read more

    Reed Kanakis Avatar Reed Kanakis
    March 23, 2026

    I worked with Mike when I needed life insurance. He was very helpful and guided me on what type of life insurance I needed. He was patient and explained everything... read more

    Shannon Bowerman Avatar Shannon Bowerman
    March 20, 2026

    10 ⭐️ rating - Mike Bajada is a warm hearted insurance broker who went the distance for me saving me $200/mo over keeping UH. Mike was always available by text... read more

    Kate Moughan Avatar Kate Moughan
    March 4, 2026
  • Michael is Great! Goes far and beyond to get you the best Medicare supplement for your needs! I highly recommend Ocean Financial Associates for all Insurance! Michael is very kind... read more

    Lori Dipiazza Avatar Lori Dipiazza
    February 21, 2026

    I would like to thank Dawn, Marsala she went above and beyond to help me out in a situation I couldn’t get answers for. She came in on a day... read more

    Scott Meyer Avatar Scott Meyer
    January 8, 2026

    I would double-down and give Mike Bajada 10 stars! I don't understand why anyone would seek out their own information via sites and 800 numbers, talking with an assortment of people... read more

    Melinda Patelli Avatar Melinda Patelli
    December 20, 2025

    Dawn Marsala is absolutely amazing. She has been an immense help to me since I was laid off and needed to obtain my own health insurance. She is extremely patient,... read more

    Jan B Avatar Jan B
    December 10, 2025
  • So it was such a stress free process switching insurance today. Dawn Marsala was very helpful and definitely we will be using her for years to come.

    Gail M Egnasher Avatar Gail M Egnasher
    December 1, 2025

    This is my 3rd year dealing with Dawn, I can’t say enough about her caring nature in dealing with mine and my mothers Medicare insurance needs. She has taken the... read more

    Mike B Avatar Mike B
    November 28, 2025

    I needed help navigating the marketplace for Get covered New Jersey. Dawn was amazing! I had a lot of questions and she was very patient with me. She explained everything... read more

    Kristine Christ Avatar Kristine Christ
    November 22, 2025

    Dawn's knowledge and advice to us was extremely helpful. I would recommend her above anyone we have used over our 72 years! She calls, texts and picks up the phone... read more

    Joyce Aponte Avatar Joyce Aponte
    November 13, 2025
  • Mike is very professional and very personable at the same time!!

    Brad Kettering Avatar Brad Kettering
    November 9, 2025

    Dawn is very knowledgeable and helpful for picking out the best plan for me. I would highly recommend her. She’s the best in the business. I can’t thank her enough!!!

    Anna LaCarrubba Avatar Anna LaCarrubba
    October 30, 2025

    It was very pleasurable Everyone was a great help. Highly recommend

    Estelle Stolz Avatar Estelle Stolz
    October 25, 2025

    Exceptional Service from Mike! Mike was absolutely wonderful in helping my mom find and enroll in a Medicare Advantage plan that not only saved her a significant amount of money but... read more

    April Pusczko Avatar April Pusczko
    October 11, 2025

Why choose Ocean Financial Associates, LLC?

Service

The agents here at Ocean Financial Associates, LLC are here for you. Their knowledge and expertise allows them to answer all of your questions and take care of anything you need.

Coverage

We will never leave you, your family, or your assets unprotected. We will make sure you have the policies in place that cover all aspects of your life and business.

Price

The agents here at Ocean Financial Associates, LLC will make sure your policies fit your needs and budget. We will never sacrifice protection simply to save money.