Welcome to Ocean Financial Associates, LLC
As your local source for insurance services and solutions, Ocean Financial Associates, LLC takes pride in offering personalized and responsive support to customers throughout New Jersey, and other licensed areas.
At Ocean Financial Associates, LLC, the ultimate goal is to create lasting relationships with each and every client so we may continue providing excellent service for many years to come. Our experienced agents can outfit you with tailored solutions for your auto, home, business, health, and life insurance, including Medicare coverages.
Our team is committed to providing clients with the highest quality insurance plans combined with some of the lowest rates available in all of New Jersey, and other licensed areas.
Individual Health
Whether you are looking to reduce copays for office visits or make a switch from an HMO to a PPO, we can help you find the policy that meets your every need.
Group Health
A quality group health insurance plan can offer significant savings for both employees and employers. Our experts will evaluate your needs and find a plan that suits your business.
Life Insurance
Life Insurance is extremely important to you and your family’s well being. Get accurate quotes from EXPERT agents that will make sure you have the right coverage.
Our clients are the foundation of our success
We are dedicated to providing exceptional service and building lasting relationships with our clients, as they are the cornerstone of our achievements.
-
I’ve had the pleasure of getting to know Dawn through the Greater Toms River Chamber of Commerce, and she has been an incredible resource. She has generously shared her knowledge,... read more answered my questions, and is one of the most patient people you’ll ever meet. If you’re trying to navigate Medicare and have questions about your options, Dawn is someone you want to talk to. She takes the time to explain things clearly and genuinely cares about helping people make informed decisions. I wouldn’t hesitate to recommend reaching out to her.
Tammy Stevenson
August 6, 2026I have had the pleasure of working with Dawn Marsala and she has been a God send directing me and my family with our needs. I highly recommend her.
Suzanne D
August 5, 2026Michael Bajada was very knowledgeable in every aspect of Medicare plans that are available. He helped me with the grueling task of choosing what plan works for my particular... read more healthcare needs.
Lynn Robertson
July 7, 2026I cannot say enough good things about Mike Bajada. My husband and I were completely overwhelmed trying to understand all of the Medicare Advantage plans, Medigap plans and prescription drug... read more plans available to us. Mike took the time to patiently explain every option in a way that was clear and easy to understand. He did not rush us and answered all of our questions. He carefully reviewed our healthcare needs, medications and budget to help us choose the best plans for both of us. We are extremely grateful and highly recommend him to anyone looking for trustworthy, knowledgeable and personalized Medicare advice.
Teresa Fanty
May 20, 2026 -
Thank you Dawn Marsala for all the information on the Clover Giveback. We appreciate that you took the time to explain the differences in the plan so we could make... read more a decision that best fits our needs.
Ruth Cosma
May 8, 2026Michael Bajada was totally amazing with me. Very patient. Very kind! Thank you so much! You have a winner there!
Ann Breen
April 20, 2026I called to get other options for my moms Medicare supplement ins. as it was getting so expensive. I spoke with Mike Bajada , and explained I needed the... read more same benefits but less expensive. Mike was able to educate me of the plan options and cost. He answered all my questions and concerns. My mom is 87 and gets very nervous with all this ins. stuff. Mike was kind enough to come the house and meet with me and my mom. He was so kind and took his time to explain to my mom her options. we are so excited because my mom is saving $240.00 a month for the same coverage. We will be having Mike look over her homeowners and car ins. Such an honest man. Highly recommend Ocean Financial Assoc. Thank you Mike for all your help, kindness and honesty. Adding more stars ******************************** lol
Sue Reissner
April 11, 2026 -
Dawn was totally amazing! She showed me all price comparisons and got me the BEST medicare and RX plan available. She also follows up every year to see if there... read more are better plans available. Very knowledgeable and professional 😊
Tina
March 24, 2026We had a great experience working with Ocean Financial Associates. Mike wrote two life insurance policies for my fiancé and me. He explained everything clearly and answered all of our... read more questions. Mike was thorough and attentive to our specific needs during the process. We would highly recommend!
Reed Kanakis
March 23, 2026I worked with Mike when I needed life insurance. He was very helpful and guided me on what type of life insurance I needed. He was patient and explained everything... read more so I could understand it. If you are in the need for life insurance give Mike a call.
Shannon Bowerman
March 20, 202610 ⭐️ rating - Mike Bajada is a warm hearted insurance broker who went the distance for me saving me $200/mo over keeping UH. Mike was always available by text... read more or phone answering all my questions and helping me move to a more affordable health plan. This agency is tops because I live in MD now and he was still excited to assist me. I'm referring Mike to all my friends to possibly help them as well. Mike went above and beyond, helping me quill my anxieties during his off time while bringing his terrific customer service skills in guidance.
Kate Moughan
March 4, 2026 -
Michael is Great! Goes far and beyond to get you the best Medicare supplement for your needs! I highly recommend Ocean Financial Associates for all Insurance! Michael is very kind... read more and patient as well, a pleasure to deal with. Medicare Sups can be confusing, but his expertise makes the process an easy one!
Lori Dipiazza
February 21, 2026I would like to thank Dawn, Marsala she went above and beyond to help me out in a situation I couldn’t get answers for. She came in on a day... read more off. She made it happen and I just want to thank her. It’s always good to know that companies have good employees that help customers out
Scott Meyer
January 8, 2026I would double-down and give Mike Bajada 10 stars! I don't understand why anyone would seek out their own information via sites and 800 numbers, talking with an assortment of people... read more from who know's where in the world, when finding the best options and advice on the best solutions is HERE and FREE! Mike presents and more importantly explains in depth each option, advising which one is the best fit. I have Mike review my plan every year. Either in his office or the comfort of my home (how many folks still make house calls?) CRAZY to do this on your own, and silly to go anywhere else! Talk to Mike, you will never be sorry you did...you will only feel grateful and fortunate.
Melinda Patelli
December 20, 2025 -
So it was such a stress free process switching insurance today. Dawn Marsala was very helpful and definitely we will be using her for years to come.
Gail M Egnasher
December 1, 2025This is my 3rd year dealing with Dawn, I can’t say enough about her caring nature in dealing with mine and my mothers Medicare insurance needs. She has taken the... read more time to make sure we have the best options for our needs. No pressure just good sound advise.
Mike B
November 28, 2025I needed help navigating the marketplace for Get covered New Jersey. Dawn was amazing! I had a lot of questions and she was very patient with me. She explained everything... read more I needed to know. She immediately made me feel very comfortable. I have already recommended her to family and friends. I will be using her again.
Kristine Christ
November 22, 2025Dawn's knowledge and advice to us was extremely helpful. I would recommend her above anyone we have used over our 72 years! She calls, texts and picks up the phone... read more every time and her recommendations have saved us hundreds of dollars! Its like talking with a friend. She is the best!
Joyce Aponte
November 13, 2025 -
Dawn is very knowledgeable and helpful for picking out the best plan for me. I would highly recommend her. She’s the best in the business. I can’t thank her enough!!!
Anna LaCarrubba
October 30, 2025Exceptional Service from Mike! Mike was absolutely wonderful in helping my mom find and enroll in a Medicare Advantage plan that not only saved her a significant amount of money but... read more also provided better benefits. He took the time to explain everything clearly, answered all our questions patiently, and made the whole process for my mother easy to understand. On top of that, Mike also helped us discover additional programs and benefits that we didn’t even know existed—resources that will make a big difference in my mom’s quality of life. It’s rare to find someone so knowledgeable, kind, and genuinely caring. We’re incredibly grateful for his help and highly recommend his services to anyone navigating Medicare options!
April Pusczko
October 11, 2025
Why choose Ocean Financial Associates, LLC?
Service
The agents here at Ocean Financial Associates, LLC are here for you. Their knowledge and expertise allows them to answer all of your questions and take care of anything you need.
Coverage
We will never leave you, your family, or your assets unprotected. We will make sure you have the policies in place that cover all aspects of your life and business.
Price
The agents here at Ocean Financial Associates, LLC will make sure your policies fit your needs and budget. We will never sacrifice protection simply to save money.

